Welcome to Vedika Fincorp Private Limited. These Terms of Service (“Terms”) govern your use of our financial services, website, and any associated platforms (collectively referred to as “Services”). By accessing or using our Services, you agree to comply with and be bound by these Terms.
1. Acceptance of Terms
By accessing and using Vedika Fincorp’s Services, you confirm that you are legally capable of entering into a binding contract and agree to abide by these Terms. If you do not agree with these Terms, you may not use our Services.
2. Services Provided
Vedika Fincorp Private Limited offers a range of financial products, including but not limited to:
- Business loans
- E-rickshaw loans
- Two-wheeler loans
All Services provided are subject to eligibility criteria and Vedika Fincorp’s approval processes.
3. Eligibility
You must be 18 years of age or older and meet the eligibility criteria for the specific financial service or loan you are applying for. Vedika Fincorp reserves the right to approve or reject any application based on its internal criteria and verification processes.
4. Loan Terms and Conditions
Each loan product offered by Vedika Fincorp comes with specific terms and conditions, including interest rates, repayment schedules, and fees. These terms will be outlined in detail in the loan agreement. By accepting a loan, you agree to abide by the terms outlined in the loan agreement.
5. Application Process
To apply for a loan, you must provide accurate and complete information. Any false or misleading information may result in rejection of your application or legal action.
6. Repayment
Loan repayments must be made according to the terms outlined in the loan agreement. Late or missed payments may result in penalties, additional fees, and affect your credit score. Vedika Fincorp reserves the right to take appropriate legal action in case of non-payment.
7. Fees and Charges
All fees and charges associated with the Services, including loan processing fees, interest rates, and late payment penalties, will be disclosed upfront. Vedika Fincorp does not charge any hidden fees.
8. Privacy Policy
Your privacy is important to us. By using our Services, you agree to the collection, use, and disclosure of your personal information in accordance with our Privacy Policy. Vedika Fincorp is committed to protecting your personal information and will not share it with third parties without your consent, except as required by law.
9. Use of Website
When accessing our website, you agree to the following:
- You will not misuse the website for unlawful purposes.
- You will not interfere with the functionality or security of the website.
- You will not attempt to gain unauthorized access to any part of the website or systems.
Vedika Fincorp reserves the right to restrict or terminate your access to the website if you violate any of these Terms.
10. Intellectual Property
All content on the Vedika Fincorp website, including text, images, graphics, logos, and software, is the property of Vedika Fincorp or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, modify, or distribute any content without written permission from Vedika Fincorp.
11. Limitation of Liability
Vedika Fincorp will not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our Services, including but not limited to loss of data, profits, or business opportunities, even if we have been advised of the possibility of such damages.
12. Dispute Resolution
In the event of any disputes arising from the use of our Services, you agree to resolve the dispute through good faith negotiations. If a resolution cannot be reached, the dispute may be referred to arbitration in accordance with the laws of India.
13. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts in West Bengal, India.
14. Amendments to Terms
Vedika Fincorp reserves the right to update or modify these Terms at any time. Any changes will be communicated via our website or email. Your continued use of our Services after any such modification constitutes your acceptance of the revised Terms.
15. Contact Information
For any questions or concerns regarding these Terms, please contact us at:
Vedika Fincorp Private Limited
Phone : +91 9135001217